A combo box is simpler to support
An ISP gateway or retail modem-router combo can be easier for one bill, one app, and provider troubleshooting. The tradeoff is less control over Wi-Fi placement, routing features, and future upgrades.
Separate boxes make upgrades cleaner
A standalone modem lets the buyer replace Wi-Fi, mesh, firewall, or switching without changing the cable modem every time.
Voice service can force the decision
Cable voice often needs an eMTA gateway or voice modem. Modem-only products such as S33, MB8611, and CODA56 are wrong for that use unless the provider explicitly supports a separate voice path.
Bridge mode is a middle path
When the ISP gateway must stay, bridge mode can hand routing to a better router or mesh system. Confirm whether Wi-Fi, phone, TV, support tools, and gateway updates change after bridge mode is enabled.