Coverage can justify Wi-Fi 7 before speed does
A newer mesh can be worthwhile when the current system has measured dead zones, crowded wireless backhaul, or too many simultaneous clients. Fix node placement and add Ethernet where possible before assuming the generation label will solve coverage.
A one-gigabit plan does not make every upgrade pointless
Wi-Fi 7 can improve local capacity and reduce contention for supported devices, but a single phone will not receive the aggregate class printed on the box. Count the clients that can use 6GHz, 320MHz channels, or MLO in the actual home.
BE63 often makes more sense than a flagship
A tri-band BE63 can provide 6GHz and four 2.5GbE ports without the full cost of BE67 or BE85. It is a more disciplined upgrade when the WAN is one gigabit but the home needs better wireless capacity or a multi-gig LAN.
Local traffic changes the answer
A fast NAS, workstation backup, media server, or wired access point can justify a faster port even when internet service is one gigabit. Draw that local path and verify the endpoint adapters before buying.
Write down a future upgrade date
Future-proofing is useful only when the modem, switch, cabling, clients, and service tier have a plausible upgrade path. A vague future plan should not outweigh a current price, placement, or return-policy problem.